{"id":71,"date":"2022-01-06T14:39:59","date_gmt":"2022-01-06T14:39:59","guid":{"rendered":"https:\/\/mdm-insurance.ca\/fr\/group-benefits-products-and-services\/health-spending-accounts\/"},"modified":"2022-08-23T13:20:44","modified_gmt":"2022-08-23T17:20:44","slug":"health-spending-accounts","status":"publish","type":"page","link":"https:\/\/mdm-insurance.ca\/fr\/group-benefits-products-and-services\/health-spending-accounts\/","title":{"rendered":"Comptes de gestion-sant\u00e9"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">Un compte gestion-sant\u00e9 (CGS) rembourse les frais m\u00e9dicaux et dentaires qui sont admissibles en vertu de la Loi de l'imp\u00f4t sur le revenu et qui ne sont pas couverts ailleurs.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Alors qu'un programme Co\u00fbt Plus n'est g\u00e9n\u00e9ralement mis en place que pour les propri\u00e9taires d'entreprise ou les principaux dirigeants, un compte gestion-sant\u00e9 peut offrir des avantages de mani\u00e8re fiscalement avantageuse \u00e0 tous les employ\u00e9s.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Pour \u00eatre un programme fiscalement avantageux, un CGS doit \u00eatre conforme aux r\u00e8glements \u00e9tablis par l'Agence du revenu du Canada et doit \u00eatre enti\u00e8rement financ\u00e9 par les cotisations de l'employeur.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Un CGS fonctionne essentiellement comme un compte bancaire. Un montant de cr\u00e9dit est attribu\u00e9 \u00e0 chaque employ\u00e9. Les employ\u00e9s utilisent le montant cr\u00e9dit\u00e9 pour couvrir une vaste gamme de frais m\u00e9dicaux et dentaires encourus pour eux-m\u00eames ou les personnes \u00e0 leur charge.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Avantages d'un compte gestion-sant\u00e9<\/h2>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong><strong>Employ\u00e9(e)s<\/strong><\/strong><\/td><td><strong><strong>Employeurs<\/strong><\/strong><\/td><\/tr><tr><td>Les montants des cr\u00e9dits ne sont pas imposables (sauf au Qu\u00e9bec).<\/td><td>Les montants pay\u00e9s par l'employeur sont d\u00e9ductibles.<\/td><\/tr><tr><td>Couvre un large \u00e9ventail de services de sant\u00e9 et dentaires non remboursables en vertu du r\u00e9gime collective.<\/td><td>Strat\u00e9gie efficace de ma\u00eetrise des co\u00fbts puisque les d\u00e9penses de prestations sont limit\u00e9es \u00e0 un montant de cotisations d\u00e9termin\u00e9es.<\/td><\/tr><tr><td>Donne \u00e0 l'employ\u00e9 plus de contr\u00f4le pour d\u00e9penser ses montants sur ce dont il a besoin.<\/td><td>Peut \u00eatre coordonn\u00e9 avec le r\u00e9gime collective ou offert de fa\u00e7on autonome.<br><\/td><\/tr><tr><td>Offre une d\u00e9finition \u00e9largie de personne \u00e0 charge.<\/td><td><\/td><\/tr><\/tbody><\/table><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Un compte gestion-sant\u00e9 (CGS) rembourse les frais m\u00e9dicaux et dentaires qui sont admissibles en vertu de la Loi de l'imp\u00f4t sur le revenu et qui ne sont pas couverts ailleurs. [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":547,"parent":49,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-71","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Comptes de gestion-sant\u00e9 - MDM Insurance<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/mdm-insurance.ca\/fr\/group-benefits-products-and-services\/health-spending-accounts\/\" \/>\n<meta property=\"og:locale\" content=\"fr_CA\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Comptes de gestion-sant\u00e9 - MDM Insurance\" \/>\n<meta property=\"og:description\" content=\"Un compte gestion-sant\u00e9 (CGS) rembourse les frais m\u00e9dicaux et dentaires qui sont admissibles en vertu de la Loi de l&#039;imp\u00f4t sur le revenu et qui ne sont pas couverts ailleurs. 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